What is a judgment?

A judgment is a legal decision made by a court in a civil lawsuit. In California, a judgment is a court document that states a person owes a debt to another person or business. It is a specific amount of money determined by the court and it is the responsibility of the debtor to pay the judgment. When the debtor fails to pay the judgment, the creditor can use collection defense law to attempt to recover their money. The creditor can file a collection action to pursue the debt. This action places a lien on the debtor’s property and allows the creditor to garnish the debtor’s wages. The lien and wage garnishment are effective until the judgment is satisfied. Collection defense law in California gives debtors certain rights. For example, debtors can challenge the accuracy of the amount of the debt in the judgment. If the judgment is too high, the debtor can file a motion to correct the judgment. Debtors can also request the court to modify a judgment to make it easier to pay. Judgments can have serious consequences, so it is important to understand the rights and obligations associated with judgments. Collection defense law in California provides debtors with options to protect them from the long-term impact of the judgment.

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What is a judgment?

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