What debts are not dischargeable in Chapter 7 Bankruptcy?

In Chapter 7 Bankruptcy Law in Virginia, some of the debts that are not dischargeable include back taxes, spousal and child support, student loans, debts incurred due to fraud or intentional wrongdoing, fines and judgments against the debtor for willful and malicious injury against another person or property, most government-funded or guaranteed educational loans or benefits, debts for personal injury caused by the debtor’s operation of a motor vehicle while intoxicated, alimony, maintenance or support, and certain kinds of taxes. Additionally, debts that are secured by property, such as a car loan or mortgage balance, are also not dischargeable. Unless the debt is settled through a repayment plan or the secured property is surrendered to the creditor, the debtor must continue to make payments on secured debts even after filing a chapter 7 bankruptcy. In some cases, a debt that was previously dischargeable may become non-dischargeable. This can occur when the creditor has a valid legal claim that they did not know about at the time of the bankruptcy filing. In such cases, the creditor may be able to request that the court review the debt and determine whether or not it is dischargeable. When filing for Chapter 7 Bankruptcy in Virginia, it is important to be aware of all of these non-dischargeable debts, as they will continue to be owed even after filing for bankruptcy. It is also important to be aware of any debts that may become non-dischargeable after filing, as the creditor may be able to challenge the discharge of the debt.

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What debts are not dischargeable in Chapter 7 Bankruptcy?

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