Can a debt collector ever take money out of my bank account without my permission?

No, in Mississippi, a debt collector cannot take money out of your bank account without your permission. This is a violation of federal and state debt collection laws, as outlined in the Fair Debt Collection Practices Act (FDCPA). The FDCPA protects consumers from unfair, deceptive, and abusive debt collection practices. Under the FDCPA, debt collectors are not permitted to take money out of your account without your authorization. Additionally, they are not allowed to take any action to collect a debt without giving you prior written notice, such as threatening to take money out of your bank account. If a debt collector takes money out of your bank account without your permission, you can take legal action. You should contact the Consumer Financial Protection Bureau and inform them of what has happened. The bureau can help you file a complaint, and will investigate the debt collector to make sure they are following the law. It is also important to contact your bank and explain the situation. They may be able to give you advice on how to handle the matter, or even block the debt collector from accessing your account. If the debt collector has taken money out of your account without your permission, you should also contact a consumer protection attorney. A lawyer can help you take legal action and can help you recover any money the debt collector unlawfully obtained.

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