Can a debt collector attempt to collect a debt that’s past the statute of limitations?

The answer to this question is no. In Mississippi, the statute of limitations for debt collection is three years. This means that debt collectors are not legally allowed to pursue any debts that are older than that. It is important to note that this legal protection does not erase or forgive the debt - it merely prevents debt collectors from taking legal action to collect the debt. Once the debt is past the statute of limitations, the collector loses the right to sue to recover the debt. That said, debt collectors may still attempt to collect a debt that is past the statute of limitations, and it is the responsibility of the consumer to be aware of their rights. Consumers should be sure to check the statute of limitations for their debt and not provide any payments if the debt is past this limit. It is also recommended to seek legal advice in order to understand the rights and protections that are available to them.

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Can a debt collector attempt to collect a debt that’s past the statute of limitations?

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