What should I do if I’m being hounded by a debt collector?

If you are being hounded by a debt collector in Mississippi, there are specific steps you should take to protect yourself. First, you should understand your rights. Under Mississippi law, debt collectors may not use abusive language, contact you excessively, or threaten to take action that they are not legally allowed to take. Second, you should say you are aware of your rights and politely demand that the debt collector cease communication. Debt collectors are not allowed to contact you anymore after you have demanded they stop in writing. Third, you can report a debt collector who is harassing you. The Federal Trade Commission and the Mississippi Attorney General both have the authority to investigate complaints of debt collector harassment. They can order debt collectors to stop the unwanted contact, and even impose fines or other penalties. Fourth, if you’re not sure whether the debt collector is legitimate, you can investigate further. You may contact the creditor to find out if the debt collector is working on their behalf. Additionally, you can ask for the name and address of the debt collection agency. Finally, you should consider seeking legal advice. A qualified consumer law attorney can help you understand your rights and obligations under Mississippi law. With the help of a professional, you can make sure you are not being taken advantage of, and can assure that your rights are properly defended.

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What should I do if I’m being hounded by a debt collector?

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