Is it illegal for a debt collector to call me repeatedly?

Yes, it is illegal for a debt collector to call you repeatedly in Mississippi. According to the Fair Debt Collection Practices Act, debt collectors are prohibited from calling you more than once a week during reasonable times. Additionally, they cannot harass or abuse you with their phone calls, including by using profane language or by threatening to take away your property, sue you, or garnish your wages. Debt collectors must also send you a written notice within five days of their initial communication with you; this notification will include both the amount of the debt and your rights under the law. If a debt collector violates any of these laws, you may be able to take civil action in a court of law. Furthermore, you can submit a complaint to the Consumer Financial Protection Bureau or contact a private attorney. It is important to remember that you still owe the debt, so you may want to consider negotiation with the debt collector or come to some other kind of agreement. Overall, it is illegal for a debt collector to call you repeatedly in Mississippi and any violations should be reported. To ensure that your rights as a consumer are not violated, you should read up on the Fair Debt Collection Practices Act and familiarize yourself with your rights as a debtor.

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Is it illegal for a debt collector to call me repeatedly?

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