Can a debt collector contact me after I’ve written them a letter asking them to stop?

In Mississippi, a debt collector cannot contact you if you have sent a letter asking them to stop. This is because of the Fair Debt Collection Practices Act, which is a federal law that protects consumers from abusive debt collection practices. The law states that once you have written the debt collector and asked them to cease contact, they are obligated to do so, except in certain circumstances. The law does allow debt collectors to contact you in order to tell you that they will no longer contact you, or that they will take certain actions such as filing a lawsuit or reporting the debt to a credit bureau. In addition, if you owe multiple debts to the same debt collector, they may contact you to discuss payment arrangements. However, even in these circumstances, they cannot harass or abuse you. If you believe that a debt collector has contacted you after you have asked them to stop, you can file a complaint with the Consumer Financial Protection Bureau. The CFPB will investigate the claim and take appropriate action if the debt collector has violated the law. Ultimately, it is important to remember that you have rights as a consumer and that debt collectors must adhere to the laws that are in place.

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Can a debt collector contact me after I’ve written them a letter asking them to stop?

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