Can a debt collector contact me after I’ve written them a letter asking them to stop?

In Mississippi, a debt collector cannot contact you if you have sent a letter asking them to stop. This is because of the Fair Debt Collection Practices Act, which is a federal law that protects consumers from abusive debt collection practices. The law states that once you have written the debt collector and asked them to cease contact, they are obligated to do so, except in certain circumstances. The law does allow debt collectors to contact you in order to tell you that they will no longer contact you, or that they will take certain actions such as filing a lawsuit or reporting the debt to a credit bureau. In addition, if you owe multiple debts to the same debt collector, they may contact you to discuss payment arrangements. However, even in these circumstances, they cannot harass or abuse you. If you believe that a debt collector has contacted you after you have asked them to stop, you can file a complaint with the Consumer Financial Protection Bureau. The CFPB will investigate the claim and take appropriate action if the debt collector has violated the law. Ultimately, it is important to remember that you have rights as a consumer and that debt collectors must adhere to the laws that are in place.

Related FAQs

Can a debt collector contact me if I have an attorney representing me?
Can a debt collector add interest or additional charges to my debt?
What information can a debt collector give to credit bureaus?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?
What should I do if I am being harassed by a debt collector?
Can a debt collector ever contact me more than once a week?
What happens if I make a payment to the wrong debt collector?
What rights do I have when dealing with debt collectors?
Can a debt collector contact me if I’m on unemployment?
What should I do if I’m being harassed or threatened by a debt collector?

Can a debt collector contact me after I’ve written them a letter asking them to stop?

Related FAQs

Related Blog Posts