Can a debt collector contact me if I’m on a debt repayment plan?

In Tennessee, a debt collector can contact you if you are on a debt repayment plan. According to state law, a debt collector has the right to contact you to discuss your debt, even if you are making payments under a repayment plan. However, the debt collector must abide by certain rules. For example, the debt collector cannot contact you repeatedly or in a harassing manner, and cannot contact you at inconvenient times or places. If you feel you are being harassed, you have the right to file a complaint with the Tennessee Department of Commerce and Insurance. It is important to remember that debt collectors can still take legal action against you, even if you are on a repayment plan. Therefore, it is important to keep up with payments to avoid further legal action. If you cannot keep up with your repayment plan, contact the debt collector to discuss options. You can also contact a legal aid office for assistance. Overall, debt collectors can contact you if you are on a debt repayment plan in Tennessee. However, they must abide by certain laws and legal action can still be taken against you if you are not able to keep up with payments. To avoid further legal action, it is important to discuss any payment issues with your debt collector as soon as possible.

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Can a debt collector contact me if I’m on a debt repayment plan?

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