Can a debt collector turn a debt over to an attorney for collection?
In Mississippi, a debt collector is allowed to turn a debt over to an attorney for collection. According to the Mississippi Consumer Protection Act, debt collectors are allowed to refer delinquent accounts to an attorney for collection. However, it is important that debt collectors do this in accordance with the rules and regulations set forth by the Act. Before a debt collector turns a debt over to an attorney for collection, the debt collector must provide the consumer with a written notice that includes the name, address, and telephone number of the attorney. Once the debt collector has provided the necessary information to the consumer, they are allowed to refer the debt to the attorney for collection. The attorney then has the right to send letters to the consumer and take other legal action, such as filing a lawsuit, to try and collect the debt. It is important to realize that once a debt is referred to an attorney, the creditor cannot be held liable for any costs associated with the collection efforts. Therefore, it is important for consumers to understand their rights and the processes associated with debt collection in Mississippi.
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