What should I do if a creditor refuses to negotiate a debt settlement?

Related FAQs

When is it best to pursue debt settlement?
What happens if a debt settlement is not completed on time?
How much should I expect to pay for a debt settlement service?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?
What is a debt settlement plan and how does it work?
How do I make sure I receive a fair settlement from my creditors?
Is debt settlement a good way to reduce debt?
How do I know if I have been approved for a debt settlement?
Should I be wary of any companies offering “instant” debt settlement?
Who should I contact to settle my debt?

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