What are my rights when making an insurance claim?

In Mississippi, you have certain rights when making an insurance claim that you should be aware of. These rights include the right to promptly file a claim and be given written acknowledgment; the right to be informed of the time limits that you must adhere to in order to receive payment; the right to receive a detailed explanation of why your claim was denied or only partially approved; the right to dispute the determination of the insurance company by filing an appeal; and the right to be treated with fairness and respect. You are also entitled to receive a written explanation within 60 days should your claim be denied or only partially approved. You are also entitled to receive disclosure of the actual amount of coverage available once you make a claim. You have the right to privacy and to be protected from any kind of discrimination when filing a claim. You should also be aware of the bad faith practices that insurance companies are prohibited from engaging in, which include not conducting a thorough investigation of your claim and denying your claim without a valid reason. Understanding your rights can help you protect yourself and your rights when making an insurance claim.

Related FAQs

What is a subrogation recovery?
What is a retroactive date in an insurance policy?
What is an insurance policy endorsement?
What is a self-insured retention (SIR)?
What is the difference between an insurance policy and a benefit?
What evidence is needed to prove an insurance claim?
What is a statement of fact?
What is a coinsurance clause?
What is a breach of fiduciary duty claim?
What is the statute of limitations for filing an insurance claim?

What are my rights when making an insurance claim?

Related FAQs

Related Blog Posts