What is the difference between an insurance adjuster and an insurance investigator?

Insurance adjusters and insurance investigators are two related roles in the insurance industry, though they have different responsibilities. An insurance adjuster is a professional who evaluates insurance claims and determines the value or settlement of a claim. They usually work for insurance companies and assess the damages for the company. Adjusters are responsible for gathering all the evidence related to the claim, such as photos, medical bills, repair estimates, and other relevant documents. They then use this evidence to decide on the appropriate settlement amount. On the other hand, an insurance investigator is a professional who evaluates possible insurance fraud. Insurance fraud is when someone attempts to make a fraudulent claim or use a false statement for personal financial gain. Investigators review and interpret data, interview suspects, and work with local law enforcement when necessary. They work with insurance companies to help detect and investigate fraudulent claims. In summary, insurance adjusters review and approve insurance claims, while insurance investigators investigate potential insurance fraud. Both professions are important in the insurance industry, helping to ensure accurate and ethical claims processing.

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What is the difference between an insurance adjuster and an insurance investigator?

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