What types of damages are covered in liability insurance?

In Idaho, liability insurance covers a variety of damages that may be incurred from an incident that an individual or business may be held liable for. Generally, liability insurance covers medical expenses, legal fees, property damage, and bodily injury. Medical expenses are related to visits to a health care provider, physical therapy, ambulance fees, etc. These expenses are covered by liability insurance in the event that an individual or business is held responsible for a medical event, such as a slip and fall. Legal fees can be quite expensive. Liability insurance in Idaho covers these expenses if an individual or business is found legally responsible for an incident. Property damage is covered by liability insurance as well. This includes damage to someone else’s property that is a result of negligence or an accident. This can include damage to a vehicle, a building, or other property. Bodily injury is also covered, which involves any injuries that are sustained due to negligence. Overall, liability insurance in Idaho covers a variety of damages that may occur due to negligence or an accident. These damages include medical expenses, legal fees, property damage, and bodily injury.

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