What is the law concerning employer contributions to employee health insurance?

In North Carolina, employers are not legally mandated to provide health care coverage for their employees. However, employers who do offer health care coverage must adhere to various state and federal laws. Employers in North Carolina must comply with the federal Employee Retirement Income Security Act (ERISA). This law stipulates that employers must provide health insurance plans that meet certain standards and requirements. Additionally, employers must provide employees with documents outlining the coverage and any other information required by the law. In North Carolina, employers may also be subject to the North Carolina Health Insurance Coverage Mandate. This law requires employers with 50 or more employees to provide health insurance coverage to their employees. The employer must pay at least 50% of the premium for single coverage and at least 80% of the premium for family coverage. This coverage must meet minimum coverage requirements as outlined in North Carolina law. Employers must also follow any laws related to providing health insurance to their employees that may be applicable in the state where the employer is based. Therefore, it is important for employers to research and understand what is required of them for their employees in the event they decide to offer health insurance coverage.

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