What is the Native American Housing Assistance and Self-Determination Act?

The Native American Housing Assistance and Self-Determination Act (NAHASDA) is a law passed in 1996 that seeks to provide safe, affordable housing to Native American families living in Washington. The law was created to give Native American communities more control of their own housing decisions and resources, and to ensure access to affordable housing and homeownership opportunities. Under this Act, the Department of Housing and Urban Development (HUD) provides federal funding through a competitive grant program to Native American housing authorities. These housing authorities then use the grant funds to build homes, provide repairs and renovations, and improve the housing stock in their communities. They also administer programs to help Native American families with their mortgage payments. In addition, the Act also gives Native American families the option to purchase a home or pay for home improvement projects using U.S. Department of Agriculture (USDA) loan programs or other programs that could provide financing with low interest rates and long-term payments. By providing access to resources and education, NAHASDA gives Native American families the chance to gain and sustain homeownership. This goal of this act is to ensure that every Native American has access to safe, affordable, and quality housing in Washington.

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What is the Native American Housing Assistance and Self-Determination Act?

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