What are the laws related to assisted reproductive technology and access to insurance in the United States?

In the United States, the laws surrounding assisted reproductive technology (ART) and access to insurance vary state by state. In Virginia, ART is regulated by Title 20, Chapter 52 of the Code of Virginia. According to this law, only licensed physicians can perform in vitro fertilization (IVF) treatments, and certain types of ART are not allowed. In addition, insurance plans in Virginia are not required to cover IVF treatments, and patients must pay out of pocket if they wish to pursue such treatments. However, some insurance plans do cover certain types of ART in Virginia, including donor insemination, gamete intrafallopian transfer, and embryo transfer. It is important to note that coverage varies from plan to plan, and patients may be responsible for a portion of the costs. Other kinds of infertility treatment may also be covered, such as fertility drugs and counseling. In addition to the state regulations, some federal laws also play a role in access to ART and insurance coverage. For example, the Affordable Care Act requires insurance plans in the individual and small group markets to cover certain preventive services related to fertility health, such as testing for certain hormone levels. Overall, the laws related to ART and access to insurance in the United States are complex and vary from state to state. In Virginia, ART treatments are regulated by state law, and patients may be able to get some coverage from their insurance plan, depending on their individual coverage. Understanding the laws related to ART and insurance can help patients access the fertility treatments they need.

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