How do I collect a judgment from an individual who does not have assets?

In Massachusetts, if an individual who does not have assets fails to pay a judgment after being taken to Small Claims Court, there are several steps you can take to collect the judgment. First, you should always pursue payment from the individual. You can do this by taking legal action such as garnishment or wage deductions. You can also write a letter to the individual outlining the judgment details and a timeline for payment. Second, if the individual still fails to pay, you can transfer the judgment to one of the individual’s creditors. In some cases, this would mean that the individual will have to pay you before they pay any other debt they owe. Third, if the individual still does not cooperate you can file an affidavit with the court to have them held in contempt. This can result in a monetary fine, probation or even jail time, depending on the court’s ruling. Lastly, if none of these methods prove effective you can turn to the Massachusetts Association of Small Claims Advisors. This group provides assistance to individuals who are having difficulty collecting judgments. They can provide advice on how to get payment from the individual and also may provide financial assistance. Overall, the best way to collect a judgment from an individual in Massachusetts who does not have assets is to pursue all legal and non-legal means of collection. Utilizing the resources of the court system and the Massachusetts Association of Small Claims Advisors may be helpful in achieving payment.

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