What is the difference between SSI and SSDI?
SSI (Supplemental Security Income) and SSDI (Social Security Disability Insurance) are two government-funded programs designed to help individuals with disabilities pay their bills and support themselves. SSI is a federal income assistance program for people with disabilities who cannot work, have limited financial resources, and are below the poverty level. This program is administered by the Social Security Administration (SSA). To be eligible for SSI, you must meet certain criteria, such as age, income, resources, and disability. SSDI is funded by Social Security payroll taxes and is available to workers who can no longer work due to an illness or disability. Unlike SSI, SSDI does not have a financial eligibility requirement; you must have paid into the payroll tax system for a certain period. You must also have worked for five of the last ten years, or have never worked or have limited work history. SSI helps individuals with limited financial resources and disability, while SSDI helps workers replace income lost from their disability. Additionally, SSI provides health care coverage, while SSDI does not. In summary, SSI and SSDI are two government-funded programs designed to help individuals with disabilities. SSI is a federal income assistance program for those with limited financial resources and disability, while SSDI is available to those who have paid into the system and are unable to continue working due to their disability. Each program provides different benefits, so it is important to understand the difference between the two.
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