Are certain types of injuries excluded from workers' compensation coverage?

Yes, certain types of injuries are excluded from workers’ compensation coverage in Washington. For example, if the injury was caused by the employee’s own intentional act or gross negligence, it is not typically covered by workers’ compensation. Other exceptions include participating in an activity outside of the scope of employment, self-inflicted injuries, and injuries due to the employee being under the influence of drugs or alcohol. In addition, the employer is not responsible for any injury that is caused by another employee’s action unless there is an intentional act on behalf of the employer. In Washington, there are also some specific industries that are excluded from workers’ compensation. If a worker is employed as a domestic servant, outside salesperson, state employee, federal employee, or railroad worker, then they are not typically covered by workers’ compensation. Maritime workers are also not usually covered by workers’ compensation in the state of Washington. Finally, in Washington, some types of injuries are not covered by workers’ compensation if they developed over time. Repetitive stress injuries or occupational diseases are not typically covered by workers’ compensation if they are not caused by a single or specific incident. It is important to note, however, that some workers’ compensation policies may cover such conditions. Overall, it is important to understand if an injury is excluded from workers’ compensation coverage in Washington. Depending on the type of injury, the specifics of the situation, and individual workers’ compensation policies, some types of injuries may or may not be covered.

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