What should I do if I’m hit by an uninsured driver?
If you are hit by an uninsured driver in Texas, there are several steps you should take right away. First, you should call the police to the scene so they can write an accident report and document the circumstances of the crash. You should also take pictures of the vehicles and the scene of the accident, and exchange insurance information with the driver even if you know they don’t have any. Next, you should seek out medical attention as soon as possible. Make sure to save all of your medical receipts and any other related expenses, like missed pay or car repair costs. You will need this documentation to make a claim. Depending on the severity of the crash and the amount of your losses, you may be able to make a claim with the Texas Automobile Insurance Plan Association (TAIPA). TAIPA is a fund set up by the state of Texas to help provide compensation for victims of accidents caused by uninsured drivers. If you don’t think you’ll be able to get the full amount of compensation you deserve from TAIPA, you may need to file a lawsuit against the driver. You should consult an experienced personal injury attorney who can help you through this process. Above all, it’s important to take the proper steps and document everything after an accident like this. Though legal proceedings can be difficult and time-consuming, taking the right steps to seek justice can protect you and your family.
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