How do I dispute a charge if I cannot remember what I purchased with my credit card?

If you have a credit card charge that you are unable to remember what you purchased with it, you can dispute the charge with your credit card company. You will need to contact your credit card issuer and provide them with the details of your account and the charges in question. Depending on the financial institution, you may be able to file the dispute over the phone or by mail. Once the dispute has been filed, the credit card issuer will investigate and review the transaction and determine if the charges were valid or not. The credit card issuer may ask you to provide documents that prove the charge was unwarranted or incorrect, such as a receipt or invoice, before they process your dispute. If the investigation finds that the charges were valid, you will be required to pay for them. However, if the dispute is ruled in your favor, the credit card issuer will reverse the charges and refund the money back to you. It’s important to remember that the Credit Card Dispute Resolution Law in Washington applies to disputes initiated by the credit card holder. If the credit card issuer initiates the dispute, then the cardholder must work with them to resolve it.

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How do I dispute a charge if I cannot remember what I purchased with my credit card?

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