How can I protect myself from identity theft?

Protecting yourself from identity theft is important, especially with the prevalence of credit card fraud in South Carolina. Luckily, there are several steps you can take to protect yourself. First, practice good cyber hygiene. Create strong passwords, and don’t use the same password for multiple accounts. Always keep your device’s operating system and anti-virus software updated. Only enter sensitive information on secure websites that use encryption. Second, monitor your credit report. You’re entitled to a free credit report every 12 months from each of the three major credit bureaus (Equifax, Experian, and TransUnion). Review these credit reports to look for any suspicious activity. Third, watch out for phishing scams. Identity thieves often use phishing emails to try to get you to reveal personal information. Be suspicious of any emails that look suspicious or ask you to provide personal information. Fourth, use caution when sharing personal information. Never give out personal information unless you’ve verified the person or company you’re sharing it with. Finally, limit the number of credit cards you use and the amount of money stored in your bank accounts. If you must use a credit card, use only trusted merchants and make sure your credit card information is stored securely. By following these steps, you can help protect yourself from identity theft. If you suspect you may be the victim of identity theft, contact the South Carolina Department of Consumer Affairs and file a dispute with your credit card company right away.

Related FAQs

What are the risks of debt settlement?
How can I review and understand the terms and conditions of my credit card agreement?
What types of legal action are available for credit card disputes?
What is credit card dispute resolution law?
What are the deadlines for filing a credit card dispute?
How do I recover funds from a chargeback?
What should I do if I find incorrect information on my credit report?
What is a liens and can I dispute it?
How can I protect myself from identity theft?
What do I need to know about annual percentage rates for credit cards?

Related Blog Posts

A Comprehensive Guide to Credit Card Dispute Resolution Law - July 31, 2023
What to Know About Credit Card Dispute Resolution Law Before You Dispute a Transaction - August 7, 2023
Get Your Money Back: Understanding Credit Card Dispute Resolution Law - August 14, 2023
What Credit Card Companies Don’t Want You to Know About Credit Card Dispute Resolution Law - August 21, 2023
Understanding the Steps Involved in Credit Card Dispute Resolution Law - August 28, 2023