How do I dispute inaccurate information on my credit report?

If you have inaccurate information on your credit report, then it’s important to dispute it. The first step to take is to contact the credit reporting agency and provide a written explanation as to why the information is wrong. You should also include documents that support your position. Once the credit reporting agency receives your dispute, they will investigate the information and contact the organization that provided the inaccurate information. If they find that the information is wrong, then they will have to delete it from your credit report. In some cases, the credit reporting agency may not be able to resolve the dispute on its own. If this is the case, then you have the right to file a dispute with the Maryland Collection Defense Law. This will give the consumer the opportunity to argue their case before a judge. The consumer will be able to present evidence to support their case, and the judge will then determine whether the inaccurate information should stand or if it should be removed from the credit report. The process of disputing inaccurate information on your credit report may take a few weeks or even months, but it is worth it if it improves your credit score.

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How do I dispute inaccurate information on my credit report?

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