Is there a limit on how often a debt collector can contact me?

In Mississippi, debt collectors must abide by the Fair Debt Collection Practices Act when contacting you. This means they cannot contact you more than once a week unless you have agreed to it. This includes calling, emailing, texting, or sending you a letter. If they are already in communication with you, they may contact you more often to give you updates, but they must still respect your right to be left alone. Debt collectors are not allowed to continuously call you multiple times a day or at odd hours. They must call you during the hours of 8 a.m. to 9 p.m., unless you have previously agreed to other times. Furthermore, debt collectors cannot use any abusive language when speaking to you. This includes threats of violence, using profanity, or insulting you. They are also not allowed to contact your family, loved ones, or coworkers about the debt. Overall, debt collectors must abide by the laws of the Fair Debt Collection Practices Act in Mississippi. They cannot contact you more than once a week unless you have agreed to it. They also cannot call you multiple times a day or at odd hours. Lastly, they cannot use any abusive language when speaking to you. If they do, you have the right to take legal action against them.

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Is there a limit on how often a debt collector can contact me?

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