Are disabilities considered when determining disability insurance benefits?

Yes, disabilities are considered when determining disability insurance benefits in New Mexico. Disability insurance is designed to provide temporary financial support to individuals who are unable to work due to a disability. In order to qualify for disability insurance benefits, an individual must be able to prove that their disability prevents them from engaging in any substantial gainful activity, and that the disability has lasted or is expected to last for at least twelve months. In New Mexico, disability is determined according to the Social Security Administration’s definition, which considers physical and mental impairments. A disability can be determined by medical evidence of an impairment, or by a combination of impairments, that has lasted or is expected to last for at least one year. Additionally, the individual must be unable to perform any substantial gainful activity. The New Mexico Department of Health and Human Services provides information and resources to help individuals understand and apply for disability insurance benefits. Additionally, the New Mexico Department of Human Services implements numerous laws to ensure that all individuals with disabilities receive the benefits they are entitled to. This includes laws that protect individuals with disabilities from discrimination in various facets of life, including in the workplace. Overall, a thorough assessment of an individual’s disability will be taken into consideration before granting disability insurance benefits in New Mexico. It is important that individuals with disabilities are fully aware of their rights and the resources available to them in order to ensure they can receive the financial support they need.

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