What is the difference between Social Security Disability and Supplemental Security Income (SSI)?
Social Security Disability (SSD) and Supplemental Security Income (SSI) are two similar but distinct government-run benefits programs. Both programs provide money to people who are unable to work due to disability, but there are key differences between them. SSD is designed to provide financial support to individuals who have worked and have paid into the Social Security system through payroll deductions. The amount of money a person will receive depends on the amount of money paid into the system. SSD also offers medical coverage as well as cash benefits. SSI is available to those who have a limited income and limited assets. It does not require you to have paid into the Social Security system. The amount of money you receive will depend on your income and assets, so those with no income or assets may receive the maximum allowable benefit. SSI does not include medical coverage, but it may be available through Medicaid. The main difference between Social Security Disability and Supplemental Security Income is the way in which you are eligible to receive the benefits. SSD is based on contributions that have been made to the Social Security system, while SSI is based on your financial eligibility.
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