What are the different types of workers' compensation benefits?
In California, workers’ compensation benefits are divided into four different types. The first type is Medical Care, which covers all expenses related to medical care, such as hospital visits, surgery, prescription drugs, and physical therapy. The second type is Temporary Disability, which provides wage replacement while a worker is unable to perform their job due to an injury or illness. The third type is Permanent Disability, which is given when a worker’s injury or illness has prevented them from performing their job permanently. Finally, the fourth type is Death Benefits, which are given to the dependents of a worker who has died due to an injury or illness related to their job. Medical Care benefits are designed to cover all expenses related to medical treatment needed to recover from the injury or illness and return to work. This can include medical appointments, surgeries, diagnostic tests, physical therapy, and medication. Temporary Disability benefits are designed to cover a portion of the wages a worker is unable to earn due to their injury or illness. This amount is calculated based on the worker’s pre-injury wages and the percentage of their disability. Permanent Disability benefits are given when a worker’s injury or illness has prevented them from performing their job permanently. These benefits are calculated based on the worker’s pre-injury wages and the permanent disability rating assigned to their injury or illness. Finally, Death Benefits are given to the dependents of a worker who has died due to an injury or illness related to their job. These benefits can help with medical and funeral expenses, and can also provide for the dependents of the worker.
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