What is a state-run workers' compensation program?
A state-run workers’ compensation program is a program set in place to provide wage replacement and medical benefits to employees who have suffered work-related injuries or illnesses. It is designed to protect workers by providing employees with monetary compensation for their losses, while also protecting employers from costly legal liabilities. In Washington, the state workers’ compensation program is administered by the Department of Labor and Industries (L&I). The program is funded by employers through a payroll tax and provides benefits that include lost wages and medical expenses to workers who are injured on the job. The program also provides funeral costs and death benefits in the event that a worker is killed in a work-related accident. There are several regulations in place that employers must abide by in order for their employees to be eligible for workers’ compensation benefits. This includes providing safe and healthy working conditions, reporting work-related injuries or diseases in a timely manner, and making sure all necessary forms and documents are filed with the appropriate state agency. It is important for both employers and employees to be aware of the workers’ compensation program in their state. This program can provide an invaluable safety net for injured workers, protecting both their rights and their financial security in the event of an injury or illness.
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