Can I be sued for a debt from a closed credit card?

Yes, it is possible to be sued for a debt from a closed credit card in California. Consumer debt defense law in California is a set of laws and regulations aimed at protecting consumers who have experienced financial hardship or are unable to repay their debts. Specifically, the law prohibits creditors from suing a consumer for a debt from a closed credit card if the consumer has made a good faith effort to repay the debt. However, in order for a consumer to invoke the protection of the law, they must provide proof that they have made efforts to repay the debt in good faith. This includes providing proof of financial hardship and providing evidence that they are unable to afford the debt. Additionally, a consumer must prove that they are not capable of making the debt payments and that they are not hiding any assets. If a consumer is sued for a debt from a closed credit card and is able to provide proof of their financial hardship and efforts to repay the debt, they can use the consumer debt defense law to dispute the debt and dismiss any legal claims. The court may decide to reduce the debt, or even dismiss the debt entirely if the consumer can prove that they are unable to pay. However, this is not guaranteed and the consumer may still need to repay the debt in full.

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Can I be sued for a debt from a closed credit card?

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