Are there any differences between Social Security Disability Insurance (SSDI) and Social Security Retirement?
Yes, there are differences between Social Security Disability Insurance (SSDI) and Social Security Retirement benefits in California. SSDI is a federal program that is available to people who are unable to work due to a disability. To be eligible for SSDI, you must have worked for a certain number of years, and your disability must be expected to last at least 12 months or result in death. In California, this means that you must have worked for at least five out of the last 10 years and have accumulated sufficient credits. Social Security Retirement benefits, on the other hand, are available to those who have reached the full retirement age, which is 67 years of age in California. With Social Security Retirement, you must have worked for at least 10 years, and these benefits are paid out on a monthly basis. In addition, you may be eligible for other benefits such as Medicare or Medicaid. In comparison, SSDI is meant to provide income to those who are not able to work due to a disability, and can provide some support for those who are eligible. However, it does not provide Medicare or Medicaid benefits, like Social Security Retirement does. SSDI is a federal program, whereas Social Security Retirement is a state program in California.
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